My credit union is not associated with CarChamp, can I still get your pricing and skip the finance office?

Unfortunately, if your credit union is not currently enrolled with CarChamp, you won’t be able to use their financing directly to access our special pricing or skip the dealership finance office. CarChamp’s system is designed to work with participating credit unions to streamline the process, ensuring that your loan approval, trade-in, and purchase can all be completed efficiently. Without a participating credit union, the integration isn’t available, which means the dealership will need to follow their existing process.

That said, you do have options. You can encourage your credit union to a participating lender with CarChamp. Many credit unions are interested in providing their members with the convenience and transparency that CarChamp offers. 

In the meantime, you can still explore our participating credit unions to see which one will service your loan. Using a CarChamp credit union ensures that your documents, loan approval, and trade-in are fully integrated, making your buying experience faster, simpler, and smoother.