Why should I finance through my credit union instead of through the dealer?

With CarChamp, that process gets even easier. 

When you finance through your credit union, you’re working with a team that’s on your side. Your credit union exists to serve its members — not to make money off every car sale. Their goal is to get you the best possible loan, with a rate and terms that fit your budget and protect your long-term financial health.

Your credit union also takes the time to look out for you beyond the rate. They can help you understand what you can comfortably afford, protect your credit score, and walk you through loan options that truly make sense. You’ll know exactly what you’re getting — no last-minute surprises in the finance office.

With CarChamp, that process gets even easier. You’ll get pre-approved through your credit union first, then shop with trusted, trustworthy dealers who respect your time and your financing choice. The dealership focuses on helping you find the right car, while your credit union handles the loan with full transparency.

The result? You save time, avoid pressure, and know you’re getting a fair deal — because your credit union works for you.